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There is no place better for hunting out liability risks than a Parking Garage. This is a business built on trust from end-to-end. The customer trusts you with their car, you trust your employees to treat that car responsibly. Now trust us to protect you against the accidents that do sometimes happen.
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Garage Policies provide comprehensive liability coverage to account for general liability as well as extended liability exposures to guard you against any gray areas. We look at things like premise liability, product liability, and auto liability to build a policy to fit your operation.
Our team has experience working specifically with:
- Parking Garages
- Parking Lots
- Valet Services
We look to protect your business using …
Garage-Keepers Coverage:
When accidents happen, most often you as the business owner will be obligated to pay damages for a customer’s car.
There are two coverage options we help you customize:
Direct Primary provides coverage even if the loss is not your fault or you’re not legally liable for the damages.
Legal Liability provides coverage to the insured only for losses which are proven to be your fault and for which you’re legally liable for payment.
Hired Auto Liability:
This custom protection covers any vehicle you hire to join your fleet for less than six months. This coverage may be purchased with owned auto coverage or as a stand-alone policy.
Non-Owned Auto Liability:
Protect your business from damages caused by staff using their own (or other) vehicles on your property. Talk to us about special customizations that can also be extended to your employees.
Personal Injury Protection:
We can help you find a policy that not only meets your states operational standards, but also keeps your entire team safe.
Property Coverage:
OnMarket Insurance Associates will build your policy to cover every aspect of your facility:
- Any buildings or structures
- Business personal property inside any structures
- Personal property of staff inside any structures
- Any improvements made to your facility
UN-Insured Motorist:
We know that accidents happen, but what if someone with NO insurance causes damage to your property? Make sure your policy protects you if someone else is at fault, but has no way to pay. Most policies cover bodily injuries, but your state may require property damage coverage as well. Give us a call to get started on a plan.
Any questions?
Is there a way to recoup business income loss due to damages that close down my facility temporarily?
Yes, there are additions we can add to your policy to protect you from the loss of income during downtime for repairs to your property. In addition, we can also cover extra expenses incurred to remain in operation. Give us a call to talk to one of our team members today.
If a customer is the one to cause damage on my lot, will their insurance take care of repairs?
Just because someone else is at fault doesn’t always mean they can pay for the damage. The ideal scenario is the person has full insurance coverage and gets you fixed up quickly (that’s how we would take care of it). However, many people pay for insurance coverage that leaves them vastly under-insured. We can build you a custom policy that kicks in to get your facility fixed up properly when these things take place.
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Am I covered if an employee causes damage while under the influence of alcohol without my knowledge of his or her condition?
If you have concerns about the quality of your team members, it’s probably best for us to talk over the phone or in-person about your potential options.
Click HERE for more information on how to contact an agent and get started with us!
Syntax
Expressions
Io has no keywords or statements. Everything is an expression composed entirely of messages, each of which is a runtime accessible object. The informal BNF description: For performance reasons, String and Number literal messages have their results cached in their message objects.Messages
Message arguments are passed as expressions and evaluated by the receiver. Selective evaluation of arguments can be used to implement control flow. Examples: In the above code, 'for' and 'if' are just normal messages, not special forms or keywords.Likewise, dynamic evaluation can be used with enumeration without the need to wrap the expression in a block. Examples: Methods like map and select will typically apply the expression directly to the values if only the expression is provided: There is also some syntax sugar for operators (including assignment), which are handled by an Io macro executed on the expression after it is compiled into a message tree. Some sample source code: Like Self[2], Io's syntax does not distinguish between accessing a slot containing a method from one containing a variable.
Operators
An operator is just a message whose name contains no alphanumeric characters (other than ';', '_', '' or '.') or is one of the following words: or, and, return. Example: This just gets compiled into the normal message: Which is the form you can use if you need to do grouping: Standard operators follow C's precedence order, so: Is parsed as: User defined operators (that don't have a standard operator name) are performed left to right.OperatorTable
Operators can also be added or removed, or have their precedence changed by using the global OperatorTable object. For example:adds the !! operator with a precedence of 3. Note that this change will not effect the source file in which the OperatorTable is modified as the full file is parsed before it is evaluated.Assignment
Io has three assignment operators:| operator | action |
|---|---|
| ::= | Creates slot, creates setter, assigns value |
| := | Creates slot, assigns value |
| = | Assigns value to slot if it exists, otherwise raises exception |
These operators are compiled to normal messages whose methods can be overridden. For example:
| source | compiles to |
|---|---|
| a ::= 1 | newSlot('a', 1) |
| a := 1 | setSlot('a', 1) |
| a = 1 | updateSlot('a', 1) |
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On Locals objects, updateSlot is overridden so it will update the slot in the object in which the method was activated if the slot is not found the locals. This is done so update assignments in methods don't require self to be an explicit target.